A flagship blended finance vehicle mobilizing domestic institutional capital alongside DFIs and international investors to expand financial inclusion and social protection across Sub-Saharan Africa.
Geography
Sub-Saharan Africa
Focus
Social Protection & Financial Inclusion for Informal Workers
Why Now
Africa's Informal Economy: An Opportunity
of Africa's workforce is informal
contribute to any pension
receive social protection
mobile money accounts enabling digital delivery
Focus
Sub-Saharan Africa
Ethiopia · Ghana · Kenya · Nigeria · Uganda
Investment Strategy
SAF is developed and managed by Secure Africa Partners, mobilizing domestic institutional capital, pension funds, insurers, and sovereign investors, alongside DFIs and development partners, to crowd in private capital at scale. As an active investor, SAF deploys this capital into early and growth-stage enterprises expanding financial inclusion and social protection for informal workers, backing them with strategic support to scale.
Informal workers power Sub-Saharan Africa's economy, yet most remain excluded from pensions, insurance, and other forms of social protection. By anchoring domestic resource mobilization at the core of its strategy, SAF unlocks long-term local savings and pairs them with catalytic and private capital to finance scalable solutions, enabling informal workers to save for the future, protect their families, and build lasting financial security.
Sectors
Where We Invest
Four interconnected sectors building the financial backbone for Africa's informal economy.
Savings
Pension-Tech
Long-term savings platforms designed for informal workers across Africa.
Protection
Insure-Tech
Affordable insurance and income protection products for underserved populations.
Access
Inclusive Fintech
Financial access solutions leveraging mobile money and digital infrastructure.
Reach
Scale Impact
Targeting millions of informal workers with sustainable social protection solutions.
Our Impact
Social Protection for the Informal Economy
Our investments help informal workers build long-term social security and resilience against income shocks. Access to retirement savings, insurance, and basic protection reduces vulnerability in old age and breaks cycles of poverty that persist beyond working years.
No Poverty
Decent Work
Reduced Inequalities
Partnerships
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