Secure Africa Partners' flagship investment vehicle, mobilizing African and international capital from a range of investors to expand financial inclusion and social protection across Sub-Saharan Africa.
Geography
Sub-Saharan Africa
Focus
Social Protection & Financial Inclusion for Informal Workers
Why Now
Africa's Informal Economy: An Opportunity
of Africa's workforce is informal
contribute to any pension
receive social protection
mobile money accounts enabling digital delivery
Focus
Sub-Saharan Africa
Nigeria · Uganda · Kenya · Ghana · South Africa · Rwanda · Ethiopia
Target Areas
Informal workers in six priority countries, millions, latest official observation. Source: ILOSTAT.
Investment Strategy
SAF invests in startups and financial-service providers offering micro-pension, microinsurance, and fintech solutions for Africa's large informal workforce. The fund mobilizes African and international capital to help providers expand through trusted networks, reach customers at scale, and offer accessible products that turn widespread need into lasting participation.
Informal employment is high across our focus markets while cash-benefit and pension coverage remain limited. Coverage figures include non-contributory grants, so contributory coverage among informal workers is lower still. Kenya and Ethiopia are not shown due to a lack of comparable data. Latest year available; country years and definitions differ. Source: ILOSTAT; ILOSTAT SDG 1.3.1.
Fund Manager
Investiture
The Secure Africa Fund is managed by Investiture, a Ghana-based investment firm responsible for sourcing, executing, and managing the fund's investments across Sub-Saharan Africa.
Fund Pillar
Technical Assistance Facility
A dedicated pillar complementing the fund's investment capital.
Technical Assistance Facility
A dedicated pillar that operates on two sides, strengthening investees and stimulating demand among informal workers for the social protection products they need.
Investee Support
Pre- and post-investment technical assistance
Strengthens pipeline companies to become investable and capture growth opportunities. Support covers governance, compliance, and strategy, including advice on how investees can tap into existing institutions and frameworks to organize and reach informal workers at scale.
Demand-Side Support
Encouraging subscription to social protection
Designs market instruments and incentives that encourage informal workers to subscribe to pension and insurance products, addressing the gap between need and effective demand.
Sectors
Where We Invest
Three interconnected sectors building the financial backbone for Africa's informal economy.
Savings
Pension-Tech
Long-term savings platforms designed for informal workers across Africa.
Protection
Insure-Tech
Affordable insurance and income protection products for underserved populations.
Access
Inclusive Fintech
Financial access solutions leveraging mobile money and digital infrastructure.
Our Impact
Social Protection for the Informal Economy
Our investments help informal workers build long-term social security and resilience against income shocks. Access to retirement savings, insurance, and basic protection reduces vulnerability in old age and breaks cycles of poverty that persist beyond working years.
No Poverty
Decent Work
Reduced Inequalities
Partnerships
Explore